Terms of service

1. Who you are contracting with

MakerProfit is operated by [TO BE COMPLETED: operator’s registered legal name], registered at [TO BE COMPLETED: postal address], under company number [TO BE COMPLETED: company registration number] and VAT number [TO BE COMPLETED: VAT number]. Written contact: [TO BE COMPLETED: contact email address].

Nothing on this page is a statement about any other company. Until the fields above are filled in by the operator, treat them as unanswered rather than assuming an answer.

2. What the service does

MakerProfit is a bookkeeping tool for people running one or more small software products. You record money in and money out against each project — by typing it, by importing it from a payment provider you connect, or by importing a CSV — and the service subtracts one from the other and shows you what is left, per project and per month.

It is not an accountant, an auditor, a tax filing service or financial advice, and it does not file, submit or report anything to anybody on your behalf. The figures it shows are arithmetic on the data you gave it. If that data is wrong or incomplete, so is the answer, and you remain responsible for your own accounts and your own tax obligations.

It does not move money. A payment provider connection uses a read-only, restricted key and can only read past payments.

3. Your account

You sign in with a link sent to your email address, or with a Google or X account. You must give an address you control, and you are responsible for anything done through your account. One account is for one person or one business; do not share sign-in access.

You must be at least 18 and able to enter into a contract. If you use MakerProfit for a business, you confirm you may bind that business.

4. Plans and what is billed

There is a permanently free tier: one project, with the full arithmetic on it — the net, the verdict, the twelve-month curve, all of it. It does not expire and it does not require a card.

The paid tiers are subscriptions, billed in advance through Stripe:

• Solo — $9 per month, up to three projects.
• Portfolio — $29 per month, or $288 paid once for twelve months, for any number of projects, plus the four things that only mean anything once there are several of them: costs shared across projects rather than belonging to one, the contractors you pay, what you still owe them, and importing a bank statement as CSV.

The export is not one of those four. It is on every tier, including the free one, and it hands back the whole ledger rather than the part your plan computes.

Prices are shown in US dollars and exclude any tax that applies where you are; Stripe calculates and shows that at checkout. A monthly plan renews every month and a yearly plan every twelve months, at the price then published, until you cancel. If a price changes, the new price applies from your next renewal and never retroactively. Notice of a change is given in the app and on this page — not in your inbox: the only mail this service sends is your sign-in link. [TO BE COMPLETED: how a price change is notified, and how far in advance — to be decided, then stated here]

Card details are entered on Stripe’s own hosted checkout page. MakerProfit never sees or stores a card number.

5. Cancelling, and the EU right of withdrawal

You can cancel at any time from the billing screen in your account, which opens Stripe’s own portal. Cancelling stops the next renewal; the period you already paid for runs to its end.

If you are a consumer in the European Union you also have a statutory right to withdraw within 14 days. How that interacts with a service you start using immediately, and what happens to money already taken, is set out in full on the refunds and cancellation page, which forms part of these terms.

Nothing you typed is deleted when you cancel. Your account drops back to the free tier, the export keeps working, and the data waits for you.

6. What you may not do

• Upload data you have no right to hold, or a provider key that is not yours.
• Attempt to read another account’s data, or to break, overload or work around the limits of the service.
• Resell, sublicense or rebrand the service, or scrape it as a data source for another product.
• Use it for anything unlawful.

An account doing any of these can be suspended or closed. Where it is reasonable to do so you will be warned first and given a chance to export.

7. Your data stays yours

You keep every right in the products, figures and notes you put into MakerProfit. You grant only the permission needed to run the service for you: to store that data, process it, and show it back to you. It is not sold, and it is not used to train anything.

The export hands all of it back in a machine-readable file, on every tier including the free one. What is stored, who processes it and how long it is kept is on the privacy page.

8. Availability, and what is not promised

MakerProfit is provided as it is. It is a small product run by a small operator: there is no uptime guarantee, no promise that a provider import will always succeed, and no promise that a figure is fit for filing a return with. Third-party services it depends on — the payment providers you connect, Stripe, the hosting platform — can fail independently of anything done here.

Keep your own copy of anything you cannot afford to lose. The export exists for exactly that.

9. Liability

Nothing here limits liability that cannot lawfully be limited — death or personal injury caused by negligence, fraud, or the statutory rights of a consumer, which are unaffected by these terms.

Beyond that, and to the extent the law allows, liability for any claim connected to the service is limited to the amount you paid for it in the twelve months before the claim, and does not extend to lost profits, lost data or indirect loss.

[TO BE COMPLETED: liability clause to be validated — the cap and the exclusions both need checking against the law that ends up applying]

10. Changes, law and disputes

These terms can change — to describe a feature that did not exist, or because the law requires it. A material change is announced in the app before it takes effect, and the date at the top of this page moves. Not by email: this service sends exactly one kind of mail, the sign-in link, and there is no mailing list behind it to write to. [TO BE COMPLETED: whether a notice email will be sent, and through which provider] Continuing to use the service after that means accepting the new version.

These terms are governed by the law of [TO BE COMPLETED: governing law / jurisdiction], and disputes go to the courts of [TO BE COMPLETED: competent court]. If you are a consumer, you keep the protection of the mandatory rules of the country you live in, and you may use the European Commission’s online dispute resolution platform.

11. Contact

Write to [TO BE COMPLETED: contact email address]. The operator also posts publicly as @joffreyio, which is not a support channel but is a way to check that a real person is behind this.